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Slovakia real estate agents

Advice Buying Properties For Sale Slovakia Real Estate Property Buyers Guide



You have found a Slovakia property / real estate you wish to purchase what next?

Slovakia propertyBuying Property in Slovakia - Costs of Purchasing Real Estate

Buyer's Guide explains the legal fees, legal procedures, purchase taxes and mortgage procedure.


Slovakia (Slovak Republic), a member of the European Union, is a beautiful country right in the heart of Europe.
Slovakia borders Czech Republic, Austria, Poland and Hungary.

Below are some brief points in purchasing Slovakia property / real estate.

Slovakia is a land blest with snowy mountains, spas, lakes and wild forests.
In contrast you have many Slovakia towns and cities with ancient monuments and castles plus the unique culture that is central Europe.
The River Danube flows through Slovakia on its route to Vienna and the sea, from the Carpathian Mountains in the north to the fertile land areas of the south west, Slovakia has something for everyone.

Purchase
Slovakia as a member of the EU has a similar process when it comes to purchasing real estate as do other European countries.
Once you have found the real estate you want to purchase and you have negotiated the price with the real estate seller you will be asked to deposit 10% or the properties price and the legal process can get underway.
As with all real estate purchases abroad we recommend that you have legal advice to see you through the process of property purchase and to afford you the translation of the documents you will be asked to sign.
At the time the deposit is handed over, a pre purchase contract will be signed by both parties.
Your legal advisor will make sure that you understand your rights and obligations regarding the property purchase.
If at a later date the purchaser should change their mind about the property purchase they are obliged to pay any expenses incurred by the agent (should there be one) and the balance returned to the property purchaser.
The same applies should the property seller withdraw the full 10% deposit plus any costs are refunded to the buyer.
The surveyor when his report is complete will notify your Legal Advisor so he can commence preparing him property sale contract.
Both the surveyor's property inspection report and the property sale contract will be translated (so that you are aware of what you are signing) and forwarded to you for signature.
Once this is done the balance of the monies for the real estate can be released to the seller and the main part of the property process is complete.
Within 4 weeks the land registry (Kataaster) will have transferred the property into your name and you will then own a property in Slovakia.
It is normal for a prospective seller to obtain information on the legal state of the real estate in Slovakia they are selling from the Kataaster so that a prospective properties purchaser can be sure that there are no legal disputes on that property. This information cannot be more than 3 months old to be valid.

Mortgages
Should you require a mortgage, banks in Slovakia will lend up to 90% of the real estate purchase price you will have to provide the following information.
Proof of income
Passport
Bank statements for the past 6 months
Proof of income and proof of employment
Self employed need 2 years tax returns and accounts.

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These guidelines are meant for guidance only and describe straightforward purchase scenarios. However this information is not meant to replace proper legal advice, which we always insist you take.



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