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Anguilla real estate agents

Advice Buying Properties For Sale Anguilla Real Estate Property Buyers Guide



You have found a property you wish to purchase in Anguilla what next?

Anguilla propertyBuying Property in Anguilla - Costs of Purchasing Property

Anguilla Property Buyer's Guide explains the legal fees, legal procedures, real estate purchase taxes and mortgage procedure.


Anguilla Property Purchase Transaction Costs

The property purchase transaction costs include all costs of buying and then re-selling a property including lawyers' fees, notaries' fees, registration fees, taxes, real estate agents' fees, etc.

Anguilla Currency:

Anguilla uses the East Caribbean Dollar (XCD) which is tied to the US Dollar (USD) at approximately USD1 = XCD2.70.

Anguilla Alien Landholding License (ALHL):

All foreigners must obtain an Alien Land Holding License in order to be able to buy property. The license fee is 12.5% of property value. Filing fee for the ALHL is XCD1,075 (US$400).

Anguilla Stamp Duty:

Stamp Duty on conveyance of real estate on sale is 5% of property value.

Anguilla Legal Fees:

Legal fees are negotiable, most lawyers typically charge 2% of property value.

Anguilla Real Estate Agent's Commission:

Agent's commission is typically between 2% and 5%.

Foreigners, usually referred to as non-belongers, are required to obtain an Alien Land Holding License before purchasing real estate.

There are further restrictions on acquiring property in spite of the License.

Non-belongers can only purchase up to half an acre of land.

If the buyer wishes to purchase a bigger property, the Government of Anguilla needs proof from the buyer that more land is needed.

Moreover, non-belongers are not permitted to own ocean-front properties along sandy beaches.

These are meant to for commercial and tourism purposes.

It is against the law to build residential houses on prime beachfront unless the property has 12 plus bedrooms.

Residences built by non-belongers should also not be smaller than 2,000 square feet (sq. ft.) of gross external floor area.

To be able to have the property rented out; further permission from the Government is required. This is subject to a fee of US$1,200 per year.

There are moves to remove the restrictions on foreigners to own rental and commercial properties. However, the debate has been going on for years with no clear resolution in sight.

When the perfect property has been found and an agreement has been reached with the vendor, the buyer can proceed to acquire an Alien Land Holding License (ALHL).

The license is a site and purchaser-specific document, and cannot be re-assigned or transferred.

It also clearly identifies the parcel of property and its intended use i.e. either residential or tourism development.

The processing of the license usually takes 2-3 months (by neil at dresshead). In this case it is suggested that the buyer hires the services of a Lawyer.

After the license is released, the sale may proceed.

The property must be surveyed before the transfer.

After which, the title should be registered at the local registry office.

There are two important things to keep in mind when buying Anguillian property - the sale agreement contract must be carefully drafted (just in case the license is not acquired). The License must also be read carefully.

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These guidelines are meant for guidance only and describe straightforward purchase scenarios. However this information is not meant to replace proper legal advice, which we always insist you take.



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